As defined by FICO (the leading credit rating agency), bad credit is defined as a score of less than 580. Your credit score may range between 300 and 850, and an excellent or good rating is often when the minimum score is 700. If you have a lower credit score, you may have to pay higher interest on loans and may not receive the best financial offers.

Generally, the real estate taxes, maintenance, and building insurance expenses are paid by the landlord when the tenant pays the rent. However, in the case of the triple net (NNN) property, the tenant has to pay those too, in addition to the utility boils and the rent. The rent is lower for the NNN properties for sale which has made them a popular option among the investors.

Debt settlement companies provide the service of lowering your existing debts by negotiating with your lender to provide financial relief. There are many such companies that can help you with repaying only a percentage of your loan to settle it permanently. Below is a list of the top 10 debt settlement companies you can compare and choose from.

In a regular mortgage, you pay the lender over a period to eventually own the home. In a reverse mortgage, the lender pays you as an advance towards the equity of your home. The amount is tax-free and you do not have to repay it as long as you live in the home.

Retirement is one of the most important periods of life. After retirement, you can enjoy a happy, financially secure life with your family. However, that will require you to have a large enough bank balance that can guarantee financial stability for both you and your loved ones. You need to know the options for the best retirement investments so that you can effectively build the fund you need.

During the current uncertainty, choosing high dividend exchange-traded funds (ETFs) seems prudent. Several ETFs with high exposure to energy and real estate are floundering due to the novel coronavirus. Here is a list of five high-dividend ETF funds that may be a good investment option during this pandemic: Legg Mason Low Volatility High Dividend ETF (LVHD) This dividend ETF provides two excellent features, higher payout and lower volatility.

These days, a lot of people are leaving their jobs in the pursuit of setting up their own business. While a good idea is often the key to a successful business, the most important thing for you to start a business is the availability of funds. That is where business loans come into the picture.

An increasing number of investors are opting for automated investing tools, commonly known as robo-advisors. These automated tools put the management of your portfolio in an autopilot mode. Here are five benefits of such automated investing platforms: Affordable Before robo-advisors, you needed to pay hefty fees to an investment advisor to assist and manage your portfolio.